Does Universal Credit Affect Spouse Visa Application in the UK?


Applying for a spouse visa in the UK involves navigating complex immigration rules, especially regarding financial requirements. A common question that arises is whether claiming Universal Credit affects a spouse visa application. This article delves into the intricacies of this issue, providing a comprehensive understanding for applicants.

The Impact of Universal Credit on Spouse Visa Applications

When applying for a spouse visa in the UK, the applicant cannot claim Universal Credit, as it constitutes having recourse to public funds, which is prohibited under the terms of the visa​​​​. However, if the UK-based spouse or partner claims Universal Credit, it does not affect the eligibility of the spouse visa application​​.

Financial Requirements for Spouse Visas

According to the UK Immigration Rules, non-UK residents applying for a spouse visa must meet a financial requirement. This is typically a minimum income threshold of £18,600 annually, with additional requirements if dependent children are involved​​. The ways to meet this financial requirement include:

  • Income from employment or self-employment.
  • Non-employment income such as property rentals, child maintenance, or dividends.
  • Money from UK or foreign pensions.
  • Cash savings over £16,000, held for at least six months​​.

Exemptions and Special Circumstances

There are exemptions where the UK partner receiving certain benefits, including Carer’s Allowance and Disability Living Allowance, might be exempt from the financial requirement, provided they can prove “adequate maintenance”​​. If the financial requirements are not met, there might still be options under certain circumstances, such as having a child in the UK or facing significant difficulties living outside the UK​​.

Other Eligibility Criteria

Besides financial requirements, other criteria include:

  • Both partners being over 18 years old.
  • The UK partner being a British citizen, having settled status, or having refugee leave or humanitarian protection.
  • For unmarried couples, proving a genuine and subsisting relationship and the intention to marry or enter into a civil partnership within six months of arriving in the UK​​.

Common Pitfalls and Challenges

One major challenge is proving the minimum income threshold. Applicants must provide specific documents to evidence their income or savings. Combining different income sources can further complicate the process​​.


While claiming Universal Credit does not directly affect a spouse visa application for the UK-based partner, it is vital for the applicant to understand and meet the financial requirements set by the UK immigration authorities. This process often requires careful documentation and may involve navigating exemptions and special conditions. For those facing complexities, seeking guidance from immigration specialists like DavidsonMorris can be beneficial​​.

Meeting these requirements is essential for a successful application, ensuring the applicant can live in the UK for up to 2.5 years initially, with the possibility of extending their stay and eventually applying for settlement.