Fiance Visa UK Financial Requirement & Documents

What is a Spouse Visa UK? Your 2023 Guide to Apply for a UK Spouse Visa | Marriage Visa

Applications made outside the UK & Inside the UK 

Spouse Visa UK is a type of Visa which allows a person to remain in the United Kingdom for 30 months (2,5 years), then that leave must be extended only once for another period of 2,5 years if you meet financial requirement. There will be no Recourse to Public Fund with such a leave. After completion of 5 years cohabitation, you can make application for a settlement (Indefinite Leave to Remain). The form is called SET(M). If you have a partner (spouse) settled or British in the UK, you then can make this visa application to remain with your spouse in the UK. However, you must have physically met each-other and be registered at the Registry Office in one of the Registry offices in the UK or abroad. Once all the required documentation is ready, you need to make an application for a spouse Visa. When the spouse visa is granted, you may be able to work or study in the UK. Learn more about UK Spouse visa extension after 2.5 years.

What are UK spouse visa requirements and what documents are required?

Requirement List for the UK Spouse Relationship Application:

  • A married couple must be 18 years or above for a UK visa;
  • For an approved UK visa you must have met physically and be married legally. In other words, your marriage must not be arranged;
  • The couple has a plan to live in the UK permanently under the visa;
  • You should have enough funds to be able to support your partner and yourself;
  • The Minimum Financial Threshold for the visa is £18,600 per annum/before tax. The financial threshold differs if have dependent children;
  • The sponsoring partner must have accommodation for the spouse and dependent children under the visa. You must have exclusive occupation and enough of rooms to accommodate your family. For ex: 1-bedroom flat is enough for a couple. If there is a child, then you need another room available or have a separate living room which could be counted as a bedroom;
  • You must meet the minimum requirement of the English language requirement.

What documents are required to apply for Spouse Visa?

You must submit following documents when you apply for a Spouse Visa:

  • You must have a valid passport;
  • You must submit two passport-sized (taken within 6 months) photographs;
  • One passport photo for your spouse;
  • You have to provide a proof for the English language, acceptable certificates from IELTS, Trinity College London, Cambridge English, Pearson, City & Guilds. Or, you could be holding a Certificate/Diploma that your course was taught in English;
  • TB Certificate;
  • Your Sponsor must prove that you are financially stable in the UK;
  • You have to provide family and wedding photos to show your relationship.

You have to provide the supporting documents to the Home Office for their consideration.

In the visa application you have to provide the following details:

  • Full details of the applicant and the Sponsor;
  • Details of any children;
  • Details of your accommodation;
  • You have to provide the history of previous visa applications to the UK (if any);
  • You have to provide documents of Criminal Offence(s) if you have a criminal record in past;
  • If you have UK insurance number, you must provide it;
  • You have to provide Certificate of English knowledge;
  • If you are providing a document that is not in English, you will have to provide its translation.

What Are Spouse Visa Financial Requirements?

This is the part of the visa application where most of the people get rejected by not fulfilling the financial requirements properly. The reason is that the United Kingdom does not allow people who cannot support themselves.

If you are not the Citizen of the UK, you must provide proof of financial stability. Your annual income must be £18,600 or more if you want to support your spouse’s stay in the UK. You have to provide bank statements of your current account and savings, if you are relying partially on your savings.

If you are making a visa application in the UK with your dependent, you will have to fulfill the following requirements:

  • You must provide £18,600 for yourself
  • £3,800 for first child;
  • £2,400 for every child;
  • Example: Mother and 1 child applying for a visa to remain with a husband in the UK. You will need to show £18,600+3,800=£22,400 must be your sponsor’s annual income before tax.
  • Only legal sources of income would be accepted to meet the spouse visa UK financial requirements.

    Acceptable Sources of income for UK Spouse Visa:

    • Salary if you are employed in the UK;
    • Saving account showing a balance of more than £16,000;
    • Income other than work: Self-employment, Rents from Properties, Dividends (Company); 

    Proof of income with Spouse:

    • You have to provide Bank Statement in the UK;
    • Pay Slips of 6 months;
    • A letter from the company or employer which describes your job title, salary, and description or period of your sponsor’s work.

What Is UK Spouse Visa Fee and Cost?

UK spouse visa fee depends on the way of visa application. If you are a citizen of other than the UK and planning to live with your spouse, you will have to pay UK spouse visa fee of USD 1,625.20 from outside the UK (this fluctuates according to exchange rate) £1,033 in the UK (this increases every year). There will be also an additional fee for IHS (Immigration Health Surcharge) USD 816.00 from outside the UK; £500 from the UK. This fee will cover your NHS treatment in the UK throughout your stay for 30 months. These fees will have to be paid again at a renewal stage. However, the same fees will be added for each dependent to pay.  

Is it possible to apply for a Spouse visa extension or renewal?

As we already mentioned above, first you are granted leave to remain, you can make a visa application to renew it in the UK, which will last for another 30 months. However, application for UK spouse visa extension is not that difficult. If your visa is expired and you still plan to stay in the UK, you can still make a visa application to apply UK spouse visa extension for another 30 months which gives you the opportunity to live in the UK indefinitely. After successful renewals, you may be eligible for a settlement, providing required evidence. You can also apply for a Naturalization after ILR visa approval.

UK Spouse Visa Application Process Time

After applying for UK spouse visa, you will have to wait for 12 weeks. Process visa time varies from case to case and may take up to 6-8 months.

How to Apply for Spouse Visa in the UK?

For the visa application of spouse visa UK, you can be both in the UK and outside the UK. If you have a valid visa for 6 months, you can apply for a spouse visa in the UK before your visa expires.

How to Download a Spouse Visa Application Form?

It is effortless to apply for a spouse visa application form. Different sites are available which allow you to download a spouse visa application form. Fill up the form carefully and apply for the spouse visa and have a safe journey ahead.

Please search for application called FLR (M) if you are making a visa application from the UK by fulfilling financial and other requirements. However, you are advised to have a proper legal advice before you make any applications to the Home Office.

Please, do see the best Immigration solicitor to be fully advised on the type of visa application to make and evidential documents to provide. We provide service’s to EU and British nationals moreover spouse visa is also known as fiancé, wife and partner visa.  

We will be of a great help to prepare your visa application to achieve successful outcome. 


Visa Challenges and Solutions in Spouse Visa UK Applications

Proving the Genuineness of the Relationship

One of the primary challenges in spouse visa applications is proving the genuineness of the relationship. The UK Home Office rigorously checks to ensure that the relationship is authentic and not solely for immigration purposes.


  • Document Collection: Gather evidence such as joint bank statements, mortgage or tenancy agreements, and photographs.
  • Consistent Communication Logs: Keep records of text messages, emails, or social media interactions to demonstrate the continuity of your relationship.
  • Legal Advice: Consider consulting an immigration lawyer for professional guidance on building a robust case.

The Interview Process for Spouse Visa

Knowing What to Expect

The interview process is a critical step in your visa application. During this phase, the interviewer assesses the authenticity of your relationship through various questions.

Preparation Tips:

  • Familiarize with Potential Questions: Anticipate questions about your relationship history, future plans, and personal details about each other.
  • Practice Interviews: Conduct mock interviews with your partner to improve confidence and coherence in your responses.

Impact of Brexit on Spouse Visas

Navigating New Visa Regulations

Brexit has significantly affected immigration policies, including spouse visas. It’s essential to stay informed about how these changes might impact your visa application process.

Legal Rights and Responsibilities of Spouse Visa Holders

Understanding Your New Visa Status

Holding a UK spouse visa comes with specific rights and responsibilities, such as the right to work and limitations on claiming public funds.

Dealing with Visa Rejections

Strategies for Moving Forward

If your application is rejected, it’s crucial to understand the reasons behind the decision. You can appeal the decision or prepare for reapplication by addressing the cited issues.

Financial Advice for Spouse Visa Applicants

Meeting Financial Requirements

Ensuring you meet the financial requirements is a critical aspect of the application. Budgeting, savings plans, and financial documentation are key to proving your financial stability.

Adjusting to Life in the UK on a Spouse Visa

Integration into Society

Adjusting to life in the UK involves understanding cultural nuances, accessing public services, and integrating into the community.

Spouse Visa Extensions and Path to Permanent Residency

Long-term Visa Planning

Understanding the process for extending your spouse visa and the route towards Indefinite Leave to Remain (ILR) and citizenship is vital for long-term planning.

The UK Spouse Visa is a pivotal aspect of marriage-based immigration in the UK, allowing non-UK nationals to join their partners in the UK. This specific type of UK visa, often referred to as the marriage visa, is meticulously designed to cater to spouses who wish to build their lives together in the UK. Securing a UK Spouse Visa is a process that embodies the union of marriage and the compliance with UK immigration requirements. For those seeking to navigate the complexities of the UK visa system, the Spouse Visa offers a clear pathway for spouses to reside together in the UK. The intricacies of the UK Spouse Visa process, from understanding the eligibility criteria to successfully submitting a visa application in the UK, are crucial for spouses aiming to embark on their married life in the UK. It’s essential for applicants to thoroughly comprehend the requirements of the UK Spouse Visa to ensure a smooth transition and a successful application. The UK Spouse Visa, representing a significant facet of UK marriage visas, is more than just a permit; it’s a gateway for spouses to start a new chapter of their life together in the UK.


How do I extend my UK spouse visa after 2.5 years?

Initiating the renewal process for your UK spouse visa after 2.5 years entails submitting an application prior to the expiration of your current term. Ensure that all required documentation is updated and accurately reflects your continuous compliance with the visa criteria.

How much does it cost to extend a spouse visa in the UK?

The financial commitment for extending your spouse visa is set at £1,048 for the application itself. Be prepared for extra expenses such as biometric data registration, English language testing fees, and the translation of documents to English if necessary.

What is the 28 day rule for spouse visa?

This stipulation mandates that key documentation, especially financial proofs, must be up-to-date, specifically not older than 28 days by the time you lodge your extension application, ensuring the relevance and reliability of the evidence you submit.

What documents are mandatory for spouse visa extension in UK?

Critical documentation includes evidence of adequate living arrangements within the UK and joint correspondence addressed to both the applicant and the sponsor over the previous two and a half years. Fulfilling the financial threshold of £18,600 is also necessary to prove self-sufficiency without public funds dependency.

When should I extend my spouse visa?

To avoid any legal or residency status complications, it’s wise to apply for your visa extension in the last 28 days leading up to your current visa’s expiration date. Consulting with an immigration expert can provide personalised guidance through this process.

How long can I leave the UK with a spouse visa?

The spouse visa offers a degree of flexibility in terms of travel, lacking the stringent absence restrictions found in other visa categories. However, extensive time spent outside the UK might impact future residency or citizenship applications, so discretion is advised.

How much bank balance is required for UK spouse visa?

Directly relying on savings to meet the financial requirement necessitates a minimum of £62,500. This sum can also bridge any income gaps, according to a specific calculation. Consulting a professional is recommended to navigate these financial prerequisites effectively.